Creative Real Estate · GA · FL · TN

We Buy Homes
On Your Terms

Struggling with your mortgage? Need to sell fast? Stallion Property Partners specializes in creative financing — no banks, no hassle, no lowball offers.

Stallion Property Partners
Our Solutions
Subject-To (Subto)No New Loan
Seller FinancingFlexible Terms
Lease OptionsStay & Sell
Cash OffersFast Close
Actively buying in GA, FL & TN
No Agent Commissions
Licensed Title Company on Every Deal
No Bank Delays — We Move Fast
Georgia Based — Local Decisions
No Repairs Needed

What Exactly Is "Subject-To"?

Most people have never heard of it — and that's okay. Subject-To (or "Subto") is a way of buying a home where we take over your existing mortgage payments without getting a brand new loan. The mortgage stays in your name on paper, but we take over the title and all the payments from day one.

Think of it like this: imagine you have a car payment at a great interest rate but you need to get rid of the car. Instead of selling it traditionally, someone steps in, keeps making your payments, and takes the car. You're relieved of the burden. They keep the asset. Everyone wins.

In real estate, this means you don't have to wait months for a buyer, pay agent commissions, or accept a lowball cash offer just to get relief. We step in, take over the payments and title, and handle everything going forward.

This strategy is completely legal, used by thousands of investors across the country, and handled professionally through a licensed title company — protecting both you and us every step of the way.

✓ 100% Legal ✓ Title Company Protected ✓ No Agent Fees ✓ Fast Close ✓ No Repairs Needed
📊 A Real-World Example
Home Value$320,000
Remaining Mortgage$245,000
Interest Rate (locked)3.25%
Monthly Payment$1,190/mo
What We DoTake over all payments
Your ReliefImmediate — no more payments
💡 You walk away from the property and the payment burden. We take title and handle everything. The loan stays in your name temporarily until we sell or refinance.
Other Creative Strategies We Use

Seller Financing — You become the bank and collect monthly payments from us at agreed interest.
Lease Option — We lease your home and purchase it later at a set price you lock in today.
Novation Agreement — We improve the home, sell at market value, and split the profits with you.
Cash Offer — Fast, clean close when the numbers work for your situation.

The Process

Simple. Transparent.
No Surprises.

We work around your situation — not a bank's timeline.

01
📞

You Reach Out

Call Shahid directly or fill out the form. No obligation, no pressure — just an honest conversation about your situation.

02
🏠

We Assess Together

We look at your mortgage, equity, goals, and timeline — then identify which creative strategy fits your situation best.

03
📄

You Get Options

We present multiple solutions with full transparency on every number. No pressure. No hidden terms. No surprises at closing.

04
🔑

We Close Fast

No waiting on bank approvals. We use a licensed title company and can close on your timeline — no bank delays.

Our Strategies

More Options Than
A Traditional Buyer

Most buyers need a bank. We don't. That means we can say yes when others can't.

🔄

Subject-To (Subto)

We take over your existing mortgage payments. The loan stays in your name temporarily while we take title and handle all payments going forward.

Best for → Behind on payments / relocating fast
🤝

Seller Financing

You act as the bank. We make monthly payments to you at an agreed rate — creating passive income without the headaches of being a landlord.

Best for → Sellers with equity who want monthly income
📋

Lease Options

We lease your home with an option to purchase later at a price you lock in today. Consistent income and a guaranteed future sale.

Best for → Not ready to fully sell immediately
🏗️

Novation Agreement

We improve and sell your home at full market value — then split the profits with you. You get more than a cash offer without lifting a finger.

Best for → Homes needing repairs with equity
🤜

Joint Ventures

Investor, wholesaler, or agent with a Georgia deal? Let's partner. We co-wholesale, JV on deals, and split profits fairly and transparently.

Best for → Other investors & wholesalers
💵

Cash Offers

Sometimes a fast, clean cash close is exactly what you need. Fair offers, no contingencies, close in days — not months.

Best for → Inherited / distressed / probate properties
Stallion Property Partners

Meet Shahid

I'm a Georgia-based real estate investor and the founder of Stallion Property Partners LLC. I started this company with one goal — to help homeowners find real solutions to real problems, without the runaround of traditional real estate.

I'm not an agent. I don't list homes. I buy them — or I find a creative structure that works for your situation. Every deal is handled personally, with a licensed title company, and with full transparency from start to finish.

I'm actively buying in Georgia and I'm always looking for the right deal. Whether you're a seller who needs relief, or an investor with deal flow — let's talk.

"I believe real estate should work for people — not against them. If there's a way to make the deal work for you, we'll find it."

— Shahid, Founder · Stallion Property Partners LLC
Questions Answered

Everything You're
Wondering About

Real questions from real sellers and investors. No fluff, no runaround — just straight answers.

🏠 General Questions
Stallion Property Partners is a real estate investment company buying in Georgia, Florida, and Tennessee founded by Shahid. We specialize in creative financing — meaning we find ways to buy homes that traditional buyers and agents simply can't offer. We work with homeowners who need flexible solutions and with investors looking for a reliable partner in the Georgia, Florida, and Tennessee market.
No — we are investors, not agents. Agents list your home and collect a 5–6% commission. We are the actual buyer. There are no commissions, no listings, no months of waiting. We make decisions quickly and move on your timeline.
We are focused on Georgia, Florida, and Tennessee — including Marietta, Smyrna, Decatur, Kennesaw, Roswell, Alpharetta, Duluth, Lawrenceville, Jonesboro, College Park, and surrounding counties. If you're not sure whether we cover your area, just reach out — we'll tell you immediately.
We buy single-family homes, duplexes, and small multifamily properties in any condition — including those needing major repairs, with liens, in probate, or with complicated title situations. We do not typically purchase commercial properties or vacant land, but feel free to reach out.
Absolutely none. Getting an offer from us is completely free with zero obligation. We'll have a conversation, look at your situation, and present what we can do. If it works for you, great. If not, no hard feelings.
Yes — always. We never ask sellers to make repairs, clean out the property, or update anything. We factor the condition into our offer. You can leave things behind and walk away.
🔄 About Subject-To (Subto)
It means we buy your home "subject to" the existing mortgage — the loan stays in your name on paper, but we take title and take over all the payments. You are no longer responsible for making mortgage payments. We are. The loan doesn't get paid off at closing; we make monthly payments going forward until we sell or refinance.
Traditional selling takes 60–120+ days and costs 5–6% in commissions. Subto means we close in days, you pay zero commissions, we buy as-is, and you get immediate relief from payments. It's especially powerful when you're behind on payments, going through a life change, or need to move quickly.
Your mortgage stays exactly as it is — same loan, same lender, same rate. We take over the monthly payments. The loan stays in your name until we sell (paid off at closing) or refinance into our name. We always keep you informed about the property and loan status.
This is the most important question to ask. We protect you through: a licensed title company on every deal, proper legal documentation, and the fact that we take title — meaning we have full financial incentive to protect the property. Many of our deals also use third-party loan servicers who pay your lender directly, giving you full visibility.
If we resell the home, your loan gets paid off completely at closing — typically within 1–3 years. If we hold as a rental, we refinance into our own name within 2–5 years. We discuss the expected timeline upfront and put it in writing before you sign anything.
Not necessarily. Subto works best when you have a low interest rate on your existing mortgage. You don't need large equity — some of the best Subto deals have little equity but great loan terms. Every situation is different, which is why we always have a conversation first.
👤 For Sellers
Yes — this is where creative financing shines most. We can step in quickly, catch up the missed payments (arrears), and stop the foreclosure clock — potentially saving your credit from a full foreclosure hit. Time is critical, so reach out as soon as possible.
Inherited properties are one of our specialties. Whether the home has a mortgage, is paid off, needs repairs, has title issues, or is going through probate — we can navigate it. We work with estate attorneys and title companies regularly on these situations.
Depends on the strategy. A cash offer is typically below market value — that's the trade-off for speed. A Subto or seller financing deal can get you closer to or at full value because we're offering flexibility instead of a discounted cash price. We're always transparent about the numbers.
On a straightforward deal with a clean title, we can close significantly faster than traditional listings. If there are title issues, liens, or probate involved it may take longer — but we give you an honest timeline upfront, not a vague promise.
We work with sellers in divorce situations regularly. Both parties on the title need to agree to sell. If that's the case, we can move quickly to remove the property from the picture so both parties can move forward. We handle everything with discretion.
Liens and code violations don't automatically disqualify us. We've worked with properties carrying tax liens, HOA liens, and code violations. We factor those into our offer and deal structure. Reach out even if you think the situation is too messy.
We always recommend you consult one if you have concerns — and we will never pressure you not to. Every transaction uses a licensed title company with proper legal documentation. Having your own attorney review anything before you sign is completely reasonable and encouraged.
📊 Credit & Mortgage Impact
If we are making your mortgage payments on time — which we always do — your credit will either stay the same or improve, because payments report on time. If you were already behind, catching up actually helps your credit begin recovering.
This is an important question to ask your mortgage lender before proceeding. Having an existing loan in your name may affect your debt-to-income ratio. Some lenders count it against you; others may not if you can show someone else is making the payments. We recommend consulting with a mortgage broker about your specific situation.
Most mortgages contain a "due-on-sale" clause that technically allows the lender to demand full repayment if ownership is transferred. In practice, lenders almost never exercise this — especially when payments are being made on time. Banks are in the business of collecting payments, not calling performing loans.
🤝 For Investors & Partners
Absolutely — this is one of our favorite ways to work. If you have a deal with a motivated seller and creative finance terms, bring it to us. We close quickly, pay your assignment fee, and keep you as a referral partner. We're actively looking for deal flow in Georgia right now.
Yes — and we value agent referrals. If you have a seller who can't list traditionally — behind on payments, home needs too many repairs, needs to close faster than the market allows — send them our way. We can often pay a referral fee for leads that convert to closed transactions.
Yes. If you find the deal and we fund or structure it, we're open to splitting the profit. Terms depend on what each party brings. We prefer to have a clear conversation upfront and put everything in writing before moving forward.
Call or text Shahid directly at (678) 650-6934 or use the contact form on this page. Include the property address, approximate value, existing mortgage balance and payment, and the seller's situation. We usually respond within 24 hours.
Fast. Once we have the basic details — property info, mortgage balance, seller situation — we can usually give you a yes or no within 24 hours. If we need a walkthrough, we schedule it within days, not weeks.

We're Investors,
Not Agents

We don't list your home. We buy it — or find the right creative solution so you walk away whole.

No Commissions or Fees

We're the buyer. No agent commissions, no closing costs charged to you, no hidden fees anywhere.

Creative Solutions for Real Problems

Behind on payments, going through divorce, inherited a property — we've seen it all and we can help.

Georgia Market Focus

Local decisions, local knowledge, no out-of-state middlemen. We know this market.

Licensed Title Company on Every Deal

Every transaction handled professionally with proper legal documentation. You are always protected.

Investor Partners Welcome

Bring us your deals. We co-wholesale, JV, and partner with investors and agents actively.

4+
Creative strategies we deploy
GA
Georgia focused market
FAST
Close — no bank approvals needed
$0
Fees or commissions to sellers

"We find a way to make the deal work — for you, not just for us."

— Shahid · Stallion Property Partners LLC

Let's Talk
About Your Home

No obligation. No pressure. Just an honest conversation. Shahid picks up.